Discover the Sam’s Club credit card benefits.
Earn 5% back in Sam’s Cash™ on gas anywhere Mastercard is accepted* (on first $6,000 per year, then 1%).
Mastercard®
Credit Card
Earn 3% back in Sam’s Cash on Sam’s Club purchases for Plus members* (Club members earn 1%).
Mastercard®
Credit Card
Earn 3% back in Sam’s Cash on dining and takeout.*
Mastercard®
Credit Card
Earn 1% back in Sam’s Cash on other purchases.*
Mastercard®
Credit Card
Accepted at Sam’s Club and Walmart® nationwide.
Mastercard®
Credit Card
No annual fee.†
Mastercard®
Credit Card
Doubles as your membership card.
Mastercard®
Credit Card
Accepted worldwide wherever Mastercard is accepted.
Mastercard®
Credit Card
Zero foreign transaction fees.†
Mastercard®
Credit Card
See if you prequalify for a Sam’s Club Mastercard® or a Sam’s Club Credit Card.
Get a decision in seconds with no impact to your credit score.
Sam’s Club Mastercard® benefits.
You can earn Sam’s Cash on
the following categories.*
- 5% back in Sam’s Cash on gas anywhere Mastercard is accepted* (on first $6,000 per year, then 1%).
- 3% back in Sam’s Cash on Sam’s Club purchases for Plus members* (Club members earn 1%).
- 3% back in Sam’s Cash on dining and takeout.*
- 1% back in Sam’s Cash on other purchases.*
- No annual fee.†
- Also accepted at Walmart® nationwide and online.
- Doubles as your membership card.
Sam’s Club Credit Card benefits.
Sam’s Cash is not earned, but
has these benefits available.
- No annual fee.†
- Also accepted at Walmart® nationwide and online.
- Doubles as your membership card.
When you see if you prequalify, you will first be considered for the Sam’s Club Mastercard®. If you do not prequalify for the Sam’s Club Mastercard®, you will then be considered for a Sam’s Club Credit Card.
Prequalify Now
Not a Sam’s Club member yet?
Join today for premium quality, amazing perks and members-only prices.
Join Now*Subject to credit approval. See the “How to Earn Sam’s Cash with your Sam’s Club Mastercard” reward program terms for details.
†New Accounts as of 1/1/25: Min Interest Charge $2. Sam’s Club Credit Card: Variable Purchase APR 27.90%. Sam’s Club Mastercard: Variable Purchase APR 19.90% or 27.90%. Variable Cash APR 24.90% or 30.90% and 3% Fee ($5 min).
The Sam’s Club Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard, World Elite Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.