So many ways to earn Sam’s Cash with the Sam’s Club Mastercard.®*
Apply or see if you prequalify today!
- 5% back in Sam’s Cash on
gas anywhere Mastercard® is accepted*
(on first $6,000 per year, then 1%). - 3% back in Sam’s Cash on Sam’s Club purchases for Plus members* (Club members earn 1%).
- 3% back in Sam’s Cash on dining and takeout.*
- 1% back in Sam’s Cash on other purchases.*
- No annual fee.†
- Accepted at Sam’s Club and Walmart® nationwide.
- Doubles as your membership card.
- Zero fraud liability for unauthorized use.‡
- 24/7 Online account management.
When you apply or see if you prequalify, you will first be considered for the Sam’s Club Mastercard®. If you are not approved for or prequalify for the Sam’s Club Mastercard®, you will then be considered for a Sam’s Club Credit Card, which does not earn Sam’s Cash.
*Subject to credit approval. See the “How to Earn Sam’s Cash with your Sam’s Club Mastercard” reward program terms for details.
†New Accounts as of 3/31/25: Min Interest Charge $2. Sam’s Club Credit Card: Variable Purchase APR 28.90%. Sam’s Club Mastercard: Variable Purchase APR 20.90% or 28.90%. Variable Cash APR 25.90% or 31.90% and 3% Fee ($5 min).
‡Unauthorized use does not include charges by a person to whom you have given authority to use your account or card, and you will be liable for all use by such person.
The Sam’s Club Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard, Tap & Go and the circles design are registered trademarks of Mastercard International Incorporated.