Best wholesale club credit card for groceries, 2023.

Discover the Sam’s Club credit card benefits.

Earn 5% back in Sam’s Cash on gas anywhere Mastercard is accepted* (on first $6,000 per year, then 1%).

Sam’s Club
Mastercard®
Sam’s Club
Credit Card

Earn 3% back in Sam’s Cash on Sam’s Club purchases for Plus members* (Club members earn 1%).

Sam’s Club
Mastercard®
Sam’s Club
Credit Card

Earn 3% back in Sam’s Cash on dining and takeout.*

Sam’s Club
Mastercard®
Sam’s Club
Credit Card

Earn 1% back in Sam’s Cash on other purchases.*

Sam’s Club
Mastercard®
Sam’s Club
Credit Card

Accepted at Sam’s Club and Walmart® nationwide.

Sam’s Club
Mastercard®
Sam’s Club
Credit Card

No annual fee.

Sam’s Club
Mastercard®
Sam’s Club
Credit Card

Doubles as your membership card.

Sam’s Club
Mastercard®
Sam’s Club
Credit Card

Accepted worldwide wherever Mastercard is accepted.

Sam’s Club
Mastercard®
Sam’s Club
Credit Card

Zero foreign transaction fees.

Sam’s Club
Mastercard®
Sam’s Club
Credit Card

See if you prequalify for a Sam’s Club Mastercard® or a Sam’s Club Credit Card.

Get a decision in seconds with no impact to your credit score.
Sam’s Club Mastercard® benefits.

 

 

You can earn Sam’s Cash on 
the following categories.*

 

 

  • 5% back in
Sam’s Cash on 
gas anywhere Mastercard is accepted* (on first $6,000 per year, then 1%).
  • 3% back in
Sam’s Cash on 
Sam’s Club purchases for Plus members* (Club members earn 1%).
  • 3% back in
Sam’s Cash on dining and takeout.*
  • 1% back in
Sam’s Cash on other purchases.*
  • No annual fee.
  • Also accepted at Walmart® nationwide and online.
  • Doubles as your membership card.
Sam’s Club Credit Card benefits.

 

 

Sam’s Cash is not earned, but
has these benefits available.

 

  • No annual fee.
  • Also accepted at Walmart® nationwide and online.
  • Doubles as your membership card.

When you see if you prequalify, you will first be considered for the Sam’s Club Mastercard®. If you do not prequalify for the Sam’s Club Mastercard®, you will then be considered for a
Sam’s Club Credit Card.

Prequalify Now

*Subject to credit approval. See the “How to Earn Sam’s Cash with your Sam’s Club Mastercard” reward program terms for details.

 

For new accounts: Variable Purchase APR is 20.40% or 28.40% Minimum interest charge is $2.00 for both cards. All APRs are accurate as of October 1, 2024 and will vary with the market based on the Prime Rate (as defined in your credit agreement).

 

The Sam’s Club Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard, World Elite Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.